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Insurance FAQs from our dedicated team of insurance specialists

The right kind of insurance advice in Lancaster and the north west can be hard to find, but here in our insurance FAQ section, we've answered the most common questions, to help you find out what you need to know.
Of course, if your questions aren't answered here,
get in touch and let us know!

Insurance FAQs

What is an excess on a car insurance policy?

Excess is the amount that you agree to pay towards the damage to your vehicle.You should make sure you are aware of any applicable excess and policy limits your car insurance policy may have. You may have more than one excess amount, i.e. a glass claim may be subject to a different excess than if your car is stolen. There is always an excess for windscreen replacement claims and most insurance policies also have maximum limits the insurer will pay out in a claim. You need to check you would be able to afford the excess in the event of a claim, and that the maximum limit would be sufficient to cover your loss.

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Blackpool Office:

BP Insurance Blackpool Telephone Number

01253 393106

BP Insurance Blackpool Email Address


Cleveleys Office:

BP Insurance Cleveleys Telephone Number

01253 863636

BP Insurance Cleveleys Email Address


Lancaster Office:

BP Insurance Lancaster Telephone Number

01524 63740

BP Insurance Lancaster Email Address


St Annes Office:

BP Insurance St Annes Telephone Number

01253 781007

BP Insurance St Annes Email Address


Commercial Office:

BP Insurance Commercial Office Telephone Number

01253 393076

BP Insurance Commercial Office Email Address


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