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Severe weather across the UK - are you prepared?

Make sure you’re covered in the event of the unthinkable

This weekend has seen a huge storm hit southern Britain, with massive damage caused to hundreds of thousands of homes. The final cost has yet to be confirmed, but you may well have been affected by the tempestuous wind and rain.

If the spate of stormy weather has impacted on your home, be it through wind damage or flooding, it’s important to get the wheels in motion with regard to your insurance claim. Gather as much information about the damage as possible, so that you have all the answers to hand when you speak to your insurer. You may be asked precisely where the damage has occurred, or how many slates are missing, or how deep the water in your home is. The more information you can provide, the better.

If it’s safe to do so, take pictures of what’s happened - photographic evidence is a big help to insurers. Similarly, if you need any repair work, try to get an estimate which includes a full breakdown of the costs.

It may be, of course, that your home has escaped the storms - if so, the first step is to count your blessings. Next, make sure you’re prepared in case of any further severe weather. Call us now to arrange home emergency cover, and even if you do have a policy in place, make sure it offers the right level of cover for you.



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