The right kind of insurance advice in Lancaster and the north west can be hard to find, and we're sure you have lots of questions. We've answered the most commonly asked questions here, so whatever kind of insurance you're looking for, this list should give you an insight into the things you need to know. Of course, if your questions aren't answered here, get in touch and let us know!
What does Comprehensive Insurance cover?
Comprehensive Insurance usually covers:
- Liability for injuries to other people, including passengers
- Liability for damage to other people's property
- Liability of passengers for accidents caused by them
- Liability arising from the use of a caravan or trailer whilst attached to the car
- Fire damage and/or theft
- Accidental damage to your own car
- A personal accident benefit - certain amounts are paid in the event of the death or specific permanent disablement of the policyholder (and sometimes his or her spouse or family member)
- Medical expenses necessarily incurred, up to a stated limit
- Loss of or damage to personal effects in the car, up to a stated limit
