The right kind of insurance advice in Lancaster and the north west can be hard to find, and we're sure you have lots of questions. We've answered the most commonly asked questions here, so whatever kind of insurance you're looking for, this list should give you an insight into the things you need to know. Of course, if your questions aren't answered here, get in touch and let us know!
Which convictions do I need to disclose for my motor insurance policy?
The short answer here is - if in doubt, disclose it. Insurers know that there is a connection between the number of driving convictions a person may have and their likelihood of making a claim. So people with motoring convictions are likely to face higher car insurance premiums until their driving record improves. You should disclose ALL non-motoring convictions that fall inside the Rehabilitation of Offenders Act. However, spent convictions need not be disclosed under the Rehabilitation of Offenders Act 1974.
