The right kind of insurance advice in Lancaster and the north west can be hard to find, and we're sure you have lots of questions. We've answered the most commonly asked questions here, so whatever kind of insurance you're looking for, this list should give you an insight into the things you need to know. Of course, if your questions aren't answered here, get in touch and let us know!
How are car insurance premiums calculated?
Your car insurance premium is calculated by determining various factors which include the type of car, where it's kept, who drives it, what it's used for and what cover you require.
As a general rule of thumb, smaller engine cars are cheaper to insure than larger engine cars, and prestige cars are more expensive as the parts to repair will cost more.
The older the car, the more discount it attracts for comprehensive insurance.
Car theft is higher in urban areas and consequently means your insurance premiums will be higher than for somebody living in a more rural area. The postcode where the car is kept is a rating factor so if it is not kept at your address you need to advise us.
